2024 Max 401k Catch Up Rate. This means that your total 401 (k) contribution limit for 2024 is $30,500. In 2022, the most you can contribute to a roth 401(k) and contribute in pretax contributions to a traditional 401(k) is $20,500.

This amount is up modestly from 2023, when the individual 401 (k). While the limits are lower than the sep or.